Know Your Agent (KYA): An Identity Framework for Trusted Agentic Commerce

The Identity Layer for Agent-Led Commerce Has Arrived

AI-powered agents are transforming digital commerce.

From cart-building to checkout, agents now transact at speeds and scales that blur traditional identity signals.

For today’s ecosystem players – merchants, issuers, processors, regulators – there’s no fast or reliable way to verify the agent’s origin, ownership or user intent.

This white paper, co-written by Trulioo and PayOS, offers both a perspective and a solution: Know Your Agent (KYA). It introduces the Digital Agent Passport – a lightweight, tamper-proof identity layer designed specifically for agent-led interactions.

Inside you’ll find:

• Why agent-led commerce breaks traditional identity signals
• The five critical checkpoints that anchor agents to trusted, verifiable identity
• The ecosystem players and how they contribute unique signals that power the Digital Agent Passport
• Real-world use cases that show KYA in action
• What’s next for trusted agent infrastructure

Without identity, agents are just code. With KYA, they’re accountable, verifiable and secure.

Download your copy now and step into the future of digital trust.