What is AML watchlist screening?

Organizations that must comply with Anti-Money Laundering (AML) regulations need to screen people or organizations against global law enforcement and sanctions lists to determine the risk those parties present.

What is a sanctions list?

Sanctions lists are a compilation of regulatory and enhanced due diligence lists from major sanctioning bodies around the world. They flag questionable users and businesses, politically exposed persons (PEPs) and suspected criminals.

What are the relevant sanctioning bodies?

Major sanctioning bodies include those from the Office of Foreign Assets Control, the United Nations, the European Union, His Majesty’s Treasury, Interpol and thousands of other regulatory and law enforcement organizations.

When should watchlist screening be performed to ensure sanctions compliance?

Performing a watchlist screening after identity verification helps ensure screening data is accurate and legitimate. After an internal risk assessment, ongoing monitoring helps organizations stay up to date on changes to a customer’s status.

Why is AML screening important?

Transacting with customers who appear on PEPs or sanctions lists puts organizations at greater risk. Noncompliance could expose an organization to regulatory fines and reputational damage.

AML Screening

Screen for Financial Crime Risk at Onboarding and Beyond

Screen people and businesses against global watchlists, sanctions, politically exposed person (PEP) data, and adverse-media sources. Trulioo AML Screening helps your team investigate potential matches and monitor for changes throughout the customer relationship.

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Connect Screening Across the Customer Lifecycle

Global Screening for People and Businesses

Conduct Anti-Money Laundering (AML) screening for individuals, businesses, ultimate beneficial owners (UBOs), and persons with significant control (PSCs). Support customer due diligence with information relevant to each relationship and jurisdiction.

Focus Review on Relevant Matches

Use available identifying details, match information, and source references to assess whether a result relates to your customer and requires further investigation.

Continue Monitoring Beyond Onboarding

Identify changes in sanctions, PEP, watchlist, and adverse-media information that may require you to reassess an existing relationship.

Assess Risk Across Global Screening Sources

Sanctions

Screen people and businesses against sanctions lists to identify potential matches for review under your organization’s policies.

Politically Exposed Persons (PEP)

Identify potential matches to PEP profiles, including relatives and known associates where covered. Review available roles, country information, and identifying details to assess the relationship.

Global Watchlists

Check people and businesses against additional watchlist sources to identify records that may warrant further investigation.

Adverse Media

Find potentially relevant reporting about people and businesses. Examine available article text and source links to assess its relevance to your customer and risk policies.

Put Screening Results to Work

Assess potential matches and new findings with supporting information that helps your team determine whether further due diligence is needed.

Review the Details Behind a Potential Match

A similar name can belong to a different person or business. Compare available identifiers, such as date of birth and country, alongside match relevance and source information to assess whether a finding relates to your customer.

Trulioo returns screening details that help your team assess a match, investigate discrepancies, and determine whether further due diligence is needed.

Monitor for Changes After Onboarding

A customer’s screening results can change after an account opens. Ongoing monitoring checks for updates across watchlists, sanctions, PEP data, and adverse-media sources, helping your team identify information that calls for another review.

Use those findings to reassess the relationship and apply your organization’s policies.

Bring Screening Into Your Verification Workflows

Combine AML Screening with Know Your Customer (KYC) and Know Your Business (KYB) checks through the Trulioo platform.

Verify identity, screen for relevant risks, and review the results within your broader due diligence process. For business relationships, include screening for the company and the people who own or control it.

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Strengthen Your AML Screening Program

Screen new relationships and monitor existing ones with checks configured for your customers, markets, and risk policies.

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